Mumbai: ICICI Bank Limited (NSE: ICICIBANK), one of India’s leading private sector banks, announced robust financial performance for the quarter ended June 30, 2025 (ICICI Bank Q1FY26 Results), reporting a 15.5% year-on-year (YoY) increase in standalone profit after tax (PAT) to ₹12,768 crore.
Backed by sustained credit growth and strong fundamentals, the bank’s core operating profit for Q1FY26 grew by 13.6% YoY to ₹17,505 crore. Profit before tax excluding treasury income stood at ₹15,690 crore, marking an 11.4% increase from the previous year.
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Key Highlights – ICICI Bank Q1FY26 Results
- Net Interest Income (NII): ₹21,635 crore, up 10.6% YoY
- Net Interest Margin (NIM): 4.34%
- Non-interest income (excluding treasury): ₹7,264 crore, up 13.7%
- Fee income: ₹5,900 crore, constituting 79% from retail, rural, and business banking
- Provisions: ₹1,815 crore (vs ₹1,332 crore in Q1FY25)
- Net NPA ratio: 0.41%; Gross NPA ratio declined to 1.67%
- Total Deposits: ₹16.08 lakh crore, up 12.8% YoY
- Domestic Loan Portfolio: ₹13.31 lakh crore, up 12.0% YoY
- Capital Adequacy Ratio: 16.97%; CET-1 ratio at 16.31%
Consolidated Performance:
The bank’s consolidated profit after tax grew 15.9% YoY to ₹13,558 crore. Total consolidated assets stood at ₹26.69 lakh crore, reflecting a 10.9% growth YoY.
Subsidiary Highlights:
- ICICI Prudential Life Insurance: PAT rose to ₹302 crore
- ICICI Lombard General Insurance: PAT up 28.7% to ₹747 crore
- ICICI Prudential AMC: PAT at ₹782 crore
- ICICI Securities: PAT at ₹391 crore
ICICI Bank continues to strengthen its branch network, adding 83 branches during the quarter, taking the total to 7,066 branches and 13,376 ATMs.
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ICICI Bank reaffirmed its commitment to digital and operational excellence, maintaining asset quality and delivering consistent shareholder value amidst a dynamic economic environment.
